VA Mortgages
Honoring your service with the benefits you deserve.
VA loans are our way of showing gratitude to those who have served our country. As a borrower, you can enjoy the benefits of no down payment, lower interest rates, and fewer fees, making homeownership more accessible and affordable for you and your family. We are committed to helping our veterans and their families achieve the American dream of owning a home.
A VA loan is a type of mortgage loan that is guaranteed by the U.S. Department of Veterans Affairs (VA). VA loans are designed to help current and former members of the U.S. military, as well as certain other groups, purchase homes.
One of the main benefits of a VA loan is that it typically requires no down payment, which can make it easier for military personnel and their families to buy a home. VA loans also typically have lower interest rates and fewer fees than traditional mortgage loans.
To qualify for a VA loan, borrowers generally need to have served a certain length of time in the military or be the surviving spouse of a veteran who died in service or as a result of a service-related injury. There may also be credit and income requirements that vary depending on the lender.
There are several benefits of a VA loan, including:
No down payment:
Lower interest rates:
No mortgage insurance:
Flexible credit requirements:
Assumable:
Closing cost limitations:
VA loans limit the amount that a borrower can be charged for closing costs, which can save borrowers thousands of dollars at closing.